Track what you lend.
Never forget what you owe.
See what's coming next.
Keep loans, dues, account balances, subscriptions, and term deposits together. See what’s owed, follow your savings, and stay on top of upcoming payments with one clear view of your everyday finances.
- Loans, dues, accounts & savings
- Windows, web, iOS & Android
- Set up in seconds
Built for real life between real people
Inside Loanchy
Your finances.
A clearer picture.
Explore real screens from the app, with everyday examples of the records you can keep.
Keep every repayment in perspective.
Track money lent and borrowed, outstanding balances, due dates, and repayment progress in one place.
Screenshots use illustrative demo data. Bank names identify manually recorded accounts; no bank connection or affiliation is implied. Pro account shown.
From “I will pay you back” to paid in full
Three steps. No learning curve. If you can send a text, you can use Loanchy.
Add what matters
Add a loan, a due, or a recurring subscription in seconds — just the details you actually need, with no form that feels like a mortgage application.
Record payments as they happen
Every payment updates the balance instantly. Partial payments are welcome — Loanchy keeps the running total for you.
Always know what’s next
See live totals for what you lent and owe, upcoming subscription payments, full payment history, and the bigger picture at a glance.
The everyday details
Less to remember.
More clarity to come back to.
A practical home for the balances, dates, payments, and conversations behind your money.
A history you can come back to
Record partial and full repayments, subscription payments, and dated balance snapshots. Keep the details together instead of searching through old messages.
Know what’s coming next
Review due dates, overdue balances, upcoming subscription payments, and deposit maturity dates before your next financial check-in.
Share the record, when you choose
Enable an optional public link for a loan or due. Your counterparty can check the record without creating an account.
At home or on the go
Use Loanchy on Windows, in your browser, or on iOS and Android. Sign in to keep your financial records with your account.
Keep control of your records
Enter balances manually without connecting your bank. Keep records private to your account, with optional sharing for selected loans and dues.
Room to change your mind
Deleted loans, dues, accounts, and term deposits go to Trash. Restore a record when you need it again.
Trusted by people like you
Family bankers, freelancers, roommates — anyone who’s ever said “just pay me back later.”
I lend money to my siblings all the time. Loanchy has been a lifesaver for keeping track of everything without making it weird. It just works.
John D.
Family “banker”
As a freelancer, I sometimes borrow from my parents to cover gaps between projects. Loanchy makes sure I pay them back on time, every time.
Sarah M.
Freelance designer
We use it in our shared house for group expenses that are too big for a simple split. It’s perfect for tracking who paid for the new couch and who still owes.
Alex K.
Roommate
Free forever. Pro when you need more.
Track your first loans, dues, and subscriptions for free. Upgrade when your personal finance picture outgrows the free tier — cancel anytime.
Free
Everything you need to get started.
$0 /forever
- 10 loan records
- 10 due records
- 3 accounts & assets
- 10 active subscriptions
- 1 active public share link
- Ad-supported
Pro
For the bigger picture.
$1.99 /monthor $8.99 /year · Save 62%
- Unlimited loans, dues, accounts and subscriptions
- Unlimited public share links
- Email payment reminders
- Completely ad-free
Secure checkout and billing by Lemon Squeezy. Prices in USD.
Stop keeping it all in your head.
Your first loan or subscription takes 30 seconds to add. Your money picture will never be the same.
Free · No card required